The return calculations take into account of investments and divestment over the reporting period by adjusting the start value for amount and timing accordingly under the 'money-weighted' return.
Contributions should be added as positive investments and increase the start value thereby reducing the net return over the period.
The graph can be unprotected using the password released on purchase in order to modify cell sizes to accommodate large numbers, remove categories from the chart data source and other customizations such as styles.